Download Budget Tracker Reg. 
Net Worth Calculator $2.49
Udemy Course
Buy the BookAre you ready to stop stressing about money and start building the financial future you deserve?
Silver
$600 Cdn for 3-month Program: 6 hours of 1-on-1 Money Coaching sessions
- Habit-building, Results-driven, Accountability
- Custom plan to help reach your financial goals
- Strategies to pay off Debt, Budget, Save & Invest
- 1-on-1 live video/audio conference Coaching
Gold
$900 Cdn for 5-month Program: 10 hours of 1-on-1 Money Coaching sessions
- Habit-building, Results-driven, Accountability
- Custom plan to help reach your financial goals
- Strategies to pay off Debt, Budget, Save & Invest
- 1-on-1 live video/audio conference Coaching
Platinum
$1200 Cdn for 7-month Program: 14 hours of 1-on-1 Money Coaching sessions
- Habit-building, Results-driven, Accountability
- Custom plan to help reach your financial goals
- Strategies to pay off Debt, Budget, Save & Invest
- 1-on-1 live video/audio conference Coaching
📌 COACHING Program Overview:
A personalized financial coaching program designed to help you take control of your money, eliminate debt, and build long-term wealth. 🚀💰
🔹 Target Audience: Individuals, couples & families in Canada that want to better manage their budgeting, debt, or wealth-building.
🔹 Program Duration: 3 month (6 hours), 5 month (10 hours), or 7 months (14 hours) based on plan chosen (comprised of multiple 60-minute, 30-minute, & 15-minute sessions)
🔹 Delivery Format: Virtual (Zoom)
🛠️ Program Steps:
We will cover key financial aspects with practical tools and personalized strategies. Creating a successful financial plan involves a structured approach to managing your money, setting goals, and building long-term financial security.
🔹Financial Foundation:
1. Assess Your Current Financial Situation
- ✔ Calculate your income, expenses, savings, and debts
- ✔ Review your net worth
- ✔ Identify financial strengths & weaknesses
- ✔ Understand emotional spending & mindset shifts
2. Set Clear Financial Goals
- ✔ Define short-term goals (e.g., pay off a credit card, build an emergency fund)
- ✔ Set medium-term goals (e.g., save for a home, trip, start investing)
- ✔ Plan for long-term goals (e.g., retirement, wealth building)
- ✔ Create a personalized roadmap
3. Create a Realistic Budget
- ✔ Use the 60/20/20 rule (60% needs, 20% wants, 20% savings/debt repayment)
- ✔ Track your spending with a budgeting spreadsheet (incl. with program for FREE)
- ✔ Factor in living expenses (rent/mortgage, transit/car, groceries, etc.)
- ✔ Cut unnecessary expenses & optimize savings
🔹 Debt & Saving Strategies:
4. Build an Emergency Fund and Smart Saving
- ✔ Save 3-6 months of expenses in a high-interest savings account
- ✔ Use this fund for unexpected costs like medical bills or job loss
- ✔ Keep it separate from daily spending
- ✔ Setting up high-interest savings accounts
- ✔ Strategies to automate & grow savings
5. Manage & Reduce Debt
- ✔ List all debts (credit cards, loans, mortgage)
- ✔ Choose a strategy: Snowball Method (smallest to largest) or Avalanche Method (highest interest first)
- ✔ Avoid unnecessary debt and prioritize high-interest loans
🔹 Investing & Wealth Building:
6. Start Investing for the Future
- ✔ TFSA vs. RRSP: Which is better for you?
- ✔ Diversify investments: GIC’s (laddering), Dividend Stocks, ETFs, real estate, or mutual funds
- ✔ RESP for kids education & maximizing government grants
🔹 Long-Term Success & Freedom:
7. Protect Your Finances
- ✔ Get the applicable insurance coverage (health, life, home, car, disability)
- ✔ Plan your estate with a will & power of attorney
- ✔ Protect against fraud & identity theft
8. Monitor & Adjust Your Plan Regularly
- ✔ Review your finances quarterly or yearly
- ✔ Adjust your budget & investments as life changes
- ✔ Stay educated on personal finance trends
Pro Tip: Consistency is key! Small, smart financial decisions add up over time. 🚀
📞 How to Enroll?
Frequently Asked Questions
- What is a Money Coach (Financial Coach)?
- At MoneyCoachGTA.ca, we help people gain control over their money, build better financial habits, and achieve their financial goals. Unlike financial advisors who focus on investing, a money/financial coach provides guidance, education, and accountability to improve overall financial well-being.
- How do you make your money and will you try to sell me investments, insurance, or other financial products or services?
- At MoneyCoachGTA.ca we are NOT licensed to sell you investments or insurance products. We provide you Money Coaching services where you know the exact price ahead of enrolling in the program so there are no hidden fees or surprises.
- What if I start a Coaching Program with you and part way through I cannot or do not want to continue?
- Although the programs are designed to allow enough time to be effective and see tangible results, if you choose not to continue you will only be charged a pro-rated amount. E.g., if you completed only half of the coaching hours, you are responsible only for 50% of the cost.
- I am already struggling to pay my monthly bills, how can I afford this program?
- The MoneyCoachGTA.ca coaching program is designed to help you overcome the struggle. You may choose the option to pay monthly, unlike some other programs that may only have payment in full option. If you begin and then later cannot continue in the program, you may cancel and will only be responsible for the pro-rated amount.
- Please book an initial 30-minutes FREE Consultation to determine how you will get value out of the program. Think of it as an investment in yourself to arm you with the knowledge, ideas, tools, and plan to improve your financial situation.
- There is so much FREE information online, Websites, Blogs, YouTube, Apps, etc., so why I should I pay for you to be my Money Coach?
- This judgement-free, confidential program provides structure and is custom-tailored based on your unique circumstances. The plan of action for each person, couple or family differs.
- If you are looking for something that will give you tangible results (and you are willing to commit to the transformation), then this program adds the elements of Accountability, Motivation, and Encouragement.
- I make a lot of income…will this money coaching program still benefit me?
- Yes. There are a lot of people that make a very good salary but still end up with little or nothing left each month or at the end of the year. You will learn about lifestyle creep, spending habits, budgeting, and a lot more that will help your financial position and future.
Course on Udemy
💰 Master Your Money: Achieve Financial Freedom in Canada
✅ Are you tired of living paycheck to paycheck?
✅ Struggling to build savings or pay off debt?
✅ Want to confidently grow your wealth and plan for the future?
Join our expert-led Online Money Coaching Course designed for Canadians who are ready to take control of their finances and create a lasting impact.
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🔍 What You’ll Learn:
📊 Budgeting Made Easy
• Build a personalized, effective budget that actually works
• FREE monthly Budget Tracker (Excel)
• Learn about the 60/20/20 rule
💸 Master Your Money Habits
• Discover why lifestyle creep is stealing your wealth
• Build habits that support long-term financial success
• Track spending, save smart, and align actions with goals
📈 Understand & Grow Your Net Worth
• Learn how to calculate your net worth
• FREE Net Worth Calculator (Excel)
• Discover how tracking net worth drives financial clarity
🧾 Crush Debt with Proven Strategies
• Snowball vs. Avalanche: which debt method is right for you?
• Learn how your debt affects your credit score and how to recover
• Rebuild financial stability and confidence
💳 Unlock the Power of Credit
• Understand Canadian credit scores and how to boost yours
• Learn how good credit unlocks financial opportunities
• Set yourself up for mortgage and loan success
💰 Save Smarter, Not Harder
• Build an emergency fund to handle life’s curveballs
• Prioritize saving goals from homeownership to retirement
• Get real-world, actionable savings hacks you can start today
📚 Investing 101 for Canadians
• Start investing with as little as $100
• Learn the difference between stocks, bonds, and mutual funds
• Understand TFSAs, RRSPs, RESPs—and how to use them effectively
🔒 Protect Your Finances
• Discover how insurance safeguards your progress
• Learn how to manage financial risks and plan for peace of mind
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🧠 Why This Course?
You’ll not only learn what to do, but also how to do it with:
✅ Personalized guidance
✅ Step-by-step action plans
✅ Canadian-specific tools, accounts, and resources
✅ Proven methods for real, long-term results
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🎯 Who Is This For?
Whether you're just starting your financial journey or want to improve what you already have in place, this course is ideal for:
• Young professionals
• New parents
• Side hustlers
• Anyone who wants clarity, confidence, and control with money
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🎓 What You’ll Walk Away With:
✅ A clear plan to save, pay off debt, and invest
✅ A stronger credit profile
✅ Confidence to make smart money decisions
✅ Long-term financial security
✅ A mindset shift that transforms your future
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🔥 Ready to take control of your money?
Don’t wait for “someday.” Start building the financial life you deserve—today.
👉 Enroll Now and begin your journey to Financial Freedom!
TESTIMONIALS (for my Book on Amazon):
Mission:
Click for short video to see how a Money Coach can help.